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Impact de l’attrait des places bancaires sur les taux d’intérêt créditeurs : Un modèle de formation des taux créditeurs estimé sur données en panel de banques européennes
Interest Rates; Banking Centers; Bank Secrecy; Attractiveness
Abstract :
[en] This article evaluates the impact of banking centers' attractiveness on deposit
interest rates. Using balance-sheet data from a set of 135 banks, the authors test an
intermediation model of deposit rate determination. In particular, the investigation shows
a significant impact of « confidentiality » on deposit rates, thus confirming the
importance of qualitative variables favouring local differentiation and clustering of
banking activities.
Disciplines :
International economics
Author, co-author :
Bourgain, Arnaud ; University of Luxembourg > Faculty of Law, Economics and Finance (FDEF) > Center for Research in Economic Analysis (CREA)
Pieretti, Patrice ; University of Luxembourg > Faculty of Law, Economics and Finance (FDEF) > Center for Research in Economic Analysis (CREA)
Rouabah, Abdelaziz
Language :
French
Title :
Impact de l’attrait des places bancaires sur les taux d’intérêt créditeurs : Un modèle de formation des taux créditeurs estimé sur données en panel de banques européennes
Alternative titles :
[en] mpact of Attractiveness of Banking Centers on Deposit Interest Rates : A Model of Deposit Rate Formation estimated on a Panel of European Banks
